Medicare Supplements

In order to get Medigap you must first be enrolled in Medicare Part A & B. Now, you are probably wondering how this works, first your regular Medicare will cover any costs that they have approved, then the Medigap will kick in and pay their part. There are a few different options like basic Medigap can cover Medicare Part A coinsurance, or it also can cover coinsurance or copayments costs for hospice care. There are other coverage options available. Medigap only covers one person per policy, so if you need a spouse or someone else covered, they will need their own separate policy. Also, an important note if you enroll in Medigap when you are first eligible then you cannot be denied for any pre-existing medical conditions, but if you wait till a later time you can be denied. Medigap also does not cover any prescription drug care, vision, dental, hearing aids, long-term care, private nursing, or eyeglasses.